Fees and you can fees
The fresh conditions and terms towards mortgage loans require you to located typical salary, social safeguards otherwise pension money and rehearse DNB as your everyday lender.
Computation out of effective rates
BLU Begin:Loan amount NOK dos 100000 100000 up to 85 % of market value. Affordable rate of interest step three.39 % p.good. Annuity loan with effective interest rate step 3,52 % p.an excellent. as well as side-stop fee NOK step 3 190 and you will instalment commission NOK 65. Costs NOK 990 890, full NOK 2 990 890 over twenty five years.
Loan amount NOK dos 100 one hundred thousand, moderate interest rate cuatro.69 % p.an excellent. for 3 12 months repaired rates. Annuity mortgage having effective rate of interest cuatro.87 % p.good. and additionally front-stop payment NOK step 3 190 and instalment percentage NOK 65. Prices NOK 1 422 590, totalt NOK 3 422 590 more than 25 years.
Car loan having young people with advance payment thirty five % or more:Loan amount NOK 150 100 up to 65 % regarding purchase price. Annuity loan that have moderate interest 4.74 % p.a., active rate of interest six.54 % p.an excellent. together with top-stop commission NOK dos five hundred and instalment fee NOK 65. Rates NOK 25 484, full NOK 175 484 over 5 years.
Amount borrowed NOK fifty 100000. Moderate interest % p.a beneficial. Annuity financing which have productive interest rate % p.a beneficial. plus front-stop percentage NOK 500 and you can instalment percentage NOK fifty. Total price NOK 68 777 over five years.
Fixed-price mortgage Saga:Loan amount NOK 2 100 100000, moderate rate of interest cuatro.69 % p.a good. to possess 3 season fixed speed. Annuity mortgage that have productive rate of interest 4.87 % p.a good. along with top-prevent commission NOK step 3 190 and instalment fee NOK 65. Prices NOK step 1 422 590, totalt NOK step three 422 590 more than 25 years.
Car finance Saga and you will Tale Precious metal with 35 % down payment:Loan amount 150 000 NOK around 65 % regarding purchase price. Annuity financing having nominal rate of interest cuatro,74 % p.a great., active interest rate 6.49 % p.an effective. as well as front side-stop payment NOK dos three hundred furniture and loan and you can instalment percentage NOK 65. Pricing NOK 25 259, complete NOK 175 259 more than 5 years.
Tale Liquidity set aside:Amount borrowed NOK 70 100000. Affordable interest %, active rate of interest % including front-stop commission NOK five-hundred. Prices NOK cuatro 574, overall NOK 74 574 more 12 months.
Mortgage loan around 75 % regarding ount NOK dos 000 100, doing 75 % from market value. Affordable interest 4,31 % p.a. Annuity mortgage with active rate of interest cuatro,forty-five % p.a. plus top-prevent commission NOK 3 190 and instalment commission NOK 65. Costs NOK 1 286 390, full NOK step three 286 390 more than twenty five years.
Family collateral personal line of credit:Amount borrowed NOK dos 100 100000, to 75 % away from market value. Nominal interest cuatro,29 % p.good. Annuity loan that have effective interest cuatro,45 % p.a. and additionally front side-stop percentage NOK step three 190 and instalment payment NOK 65. Cost NOK step 1 286 390, overall NOK step 3 286 390 more than 25 years..
Fixed-rates home loan:Loan amount NOK 2 one hundred thousand 100000 doing 75 % from market price. Moderate rate of interest 4.74 % p.a. to possess step 3 seasons fixed speed months. Annuity financing having energetic interest 4.ninety-five % p.an effective. as well as front side-prevent payment NOK step 3 190 and you may instalment payment NOK 65. Costs NOK step 1 439 690, full NOK 3 439 690 over twenty five years.
Environmentally friendly mortgage loan:Loan amount NOK dos 100 one hundred thousand up to 85 % out-of market value. Affordable interest rate 3.39 % p.a. Annuity loan with energetic interest 3.52 % p.an effective. and additionally side-avoid payment NOK step three 190 and you may instalment fee NOK 65. Cost NOK 990 890, totalt NOK 2 990 890 over 25 years.
