Entered User

• #13

There can be an interesting hook up here- although it are Uk centered therefore unclear if it is highly relevant to Ireland but it’s you can banking companies may follow an identical strategy

overall, I would personally enjoys thought people bank manage see people merely upcoming of case of bankruptcy since the increased risk together with accurate explanations for the bankruptcy is also very important.

Inserted Affiliate

• #14

We were loans Burnt Store Marina discharged inside the , and then have gone to this aspect arguing which includes your debtors along side reputation of our ICB records that happen to be completely wrong. This is the efficiency of your software:

BOI – Willing to lend however, expected us to hold off six-nine months adopting the area the items toward our very own ICB statement was indeed designated because ‘Written Off’ or ‘Complete’ AIB – 1 declined application since our ICB declaration had a column with ‘Account for the Dispute’ once the ISI hadn’t paid down said creditor their bonus shortly after couple of years of paying a keen IPO. second app filed yesterday

Keeps your published about how precisely things wade. We been a credit relationship account regarding 90 days placing a few bob when you look at the a week very they’ll be another end. We have ten% deposit so are and finding among the many popular ‘exceptions’ into 20% deposit. BOI have been happy to provide us with one to based on the making nevertheless rawness of your own ICB report is the problem

Registered Member

• #15

When i asked nyc ICB statement straight back specific months back just after release in I got many time consuming phone calls to create and you will characters as delivered to my personal dos financial institutions due to the fact nothing is fixed to my statement. In the finish I’d they sorted and requested characters off proof that we are not liable for any loans as a result of them. Each other profile have good W (created out-of) on them and you can reduction time of middle 2018.

You will find within the last several months ran into the my regional credit relationship inquiring regarding a home loan and its own a secured item loan they actually do with high interest and maximum name of fifteen years. Its become a long process and never also sure at this section in the event it will additionally occurs. Each and every time I-go inside on expected paperwork they appear for something different. There is to attend having my spouse accomplish his six few days probationary period within his this new work that we believe are simple processes.

The audience is rescuing together given that beginning of this current year in accordance with that which we cut and you will pay from inside the lease (within my bankruptcy try vacating family home) i have more than enough to cover home financing fees for each day.

Can you recommend me thus far having myself and you may my personal companion method Financial Out of Ireland and you may AIB and discover what they state.

Entered Member

• #sixteen

Whenever i questioned ny ICB report straight back particular weeks in the past just after release inside the I had alot of cumbersome phone calls to create and you may letters to be provided for my dos creditors since the absolutely nothing was rectified to my declaration. In the finish I experienced it sorted and you will expected characters out of research that i was no more responsible for one personal debt courtesy all of them. One another account have finally a great W (authored out of) on them and you will removal go out of middle 2018.

I have over the past couple of months went into my personal local borrowing from the bank commitment inquiring from the home financing and its an asset mortgage they do with high interest and you may limit title from 15 years. The already been a long techniques and never even sure at that area in the event it might occurs. Each and every time I go during the toward expected papers they appear getting something else entirely. There is to go to having my partner to accomplish their 6 few days probationary period in the new a job that we believe try standard process.