because of the correct, it does not matter in case the additional is generated to the financing or the c/a good, it is still dominating cures if the the in either certainly they. from the leftover. we wouldnt know the way it really works truth be told there. (consult with her once again maybe?)condition 2 = semi-flexi only has step one membership. to ensure that your to reduce your dominant, the bucks Need borrowing from the bank towards houses loan membership (subject to LO TnC). people commission made to the c/a has nothing to do with the principal as these accs commonly linked. therefore, the second manager try “korek”. =)

Indeed to possess scenariio step 1= I inquired the fresh new manager regarding your conventional mortgage, she said perhaps not flexi upcoming indicates me personally best to take other completely flexi bundle.

Scen 2= so this is “korek” haha. Your means any additional payment so you can mortgage an excellent/c tend to subtract the primary amte to that particular LO, what about the new T&C reported that we must render advance find making additional payment. nevertheless administrator explained not require as his or her LO perhaps not improve, brand new LO however in accordance with the old you to, although banking system currently up-date. How come ? I’m scared once signing have a tendency to be sorry for afterwards, all mth should notice lender to give downpayment .

Have got to up-date bank?

.As to the reasons don’t such as for example fully flexi? If any time create advance payment needs to posting bank, i wld alternatively take completely flexi. Save your time.

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In reality to own scenariio step 1= I asked the administrator regarding the old-fashioned mortgage, she told you perhaps not flexi after that suggest me personally far better bring most other fully flexi bundle.

Scen 2= making this “korek” haha. You setting any additional percentage to loan a good/c often deduct the primary amte compared to that LO, what about the newest T&C reported that we need to give improve notice and make extra commission. although officer explained n’t need as their LO not revision, this new LO nevertheless according to the old one to, nevertheless the bank system currently posting. Why does ? I am scared immediately following signing usually be sorry for later on, most of the mth needs to see financial provide down-payment .

Reached up-date bank?

.As to why you should never like fully flexi? If any date build advance payment should modify financial, we wld as an alternative just take fully flexi. Save time.

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if the partial or full flexi, its virtually the same. think of it due to the fact a manual vehicle or auto automobile. highest FC and up-continue fees towards benefits against much more feet work with less maintaince costs. seemingly speaking.

away from personal perspective, i am going to say wade full-flexi if you have the extra dollars of course you going so you’re able to move the bucks that often.

i am not saying entirely sure about UOB’s pratices, but you can consult the officers what type of find to help make the more commission? over the counter observe, thirty day period see in advance an such like.

Really does any one using this financing bundle. Pls express particular white in my opinion. My personal main concern is the progress/prepayment. Imagine if mthly cost try RM1k, and that i shell out RM1.5k the mth to your mortgage a great/c. Does the latest RM500 often deduct regarding the Prominent amt , upcoming reducing the attention costs?

One to told you”No”, the additional payment often park on the a beneficial/c and you will apply because the an excellent mthly cost when owed. Observe must be supplied to lender in the event that need the other fee becoming subtract the principal. She advise us to consume an entire flexi home loan.